Borrowing from a fraudulent loan app subjects the borrower to a variety of risks.
'If equities perform well in a year, withdraw money from equities. If the equity market is down, shift withdrawal to the debt portion.'
A good plan is a great help when on vacation.
Nominations and addresses are of paramount importance in bank accounts, insurance policies, mutual funds, etc.
Health insurance coverage should be hiked periodically to keep pace with medical inflation, or increase in healthcare costs.
Will the Financial Resolution and Deposit Insurance Bill endanger our bank deposits?
Begin the year-end review by assessing whether your portfolios are on track to achieve your life goals.
Customers who possess gold jewellery but are either being denied a personal loan or are being asked for a high interest rate due to their poor credit profile may consider a gold loan.
'It makes sense to have gold in one's portfolio keeping the political and economic risks of 2024 in mind.'
'That comparison, "Oh look at Vicky, do you also see yourself being that successful in life?"' 'Vicky has seen a lot and done a lot and he is where he is. I feel really happy about it.' 'But I have my own journey.'
We asked you, dear readers to share your best tips on saving money. Dibyendu Kumar Roy, 43, from New Delhi shares his tips.
Why is the Big Apple welcoming our pachyderms? And how is India teaching the world about living with wildlife?
If you spread your investments and get exposure to many asset classes, then that is called diversification. Asset allocation is the process of allocating your money to different investments. And they offer tremendous advantages, says Rishi Piparaiya.
If the gift is received from a relative, there is no tax implication. But if the gift is received from a non-relative and exceeds Rs 50,000 in value during a financial year, the entire value of the gift is taxable.
Don't share information over phone with anyone. Use only official apps. Keep Aadhaar locked unless needed.
Taxpayers seeking to save tax from the sale of gold (including inherited) should reinvest the capital gains in residential property to avail of the benefit provided by Section 54F.
We asked you, dear readers to share yours smart tips to save money. This is what Mahesh Kaushik, 45, from Ghaziabad had to share.
A portfolio can be rebalanced by either selling a portion of the outperforming asset class or by buying more of the underperforming asset class.
More often than not, online chemistry has zero relation to real life chemistry, warns relationship and wellness coach Pooja Khera.
Find out whether the fund is equity, debt, or hybrid oriented. 'Understand the portfolio composition and whether it suits your risk appetite and horizon.'
'TMFs trump FMPs and FDs when it comes to investing in a high-duration product.'
Do not shop around for loans immediately after getting a secured credit card. Such loan enquiries can also pull down credit score, as they are treated as a sign of credit-hungry behaviour.
FMPs remain an option for investors who believe interest rates could head downward over time and wish to lock in the current rates. TMFs have very low expense ratios, which makes them cost-efficient.
'Some buyers believe prices may correct in the future.' 'This is unlikely. Many developers are increasing prices amid strong sales and inflationary trends.'
Investors must adopt a balanced approach, incorporating both styles in their portfolios.
The Anti-Terrorism Squad (ATS) has arrested a Zilla Parishad school teacher from Latur in Maharashtra and registered a case against four persons after it emerged that a racket was being operated to help NEET students willing to pay money to crack the exam, police said on Monday.
Rediff reader Murali Krishnan Ambati, 47, from Bengaluru shares an interesting formula to save money.
Investors looking for a fixed-income product that is free of credit risk may invest in these bonds.
Women need to have a holistic financial plan, that too from a very early age. And here's how.
The Central Bureau of Investigation (CBI) on Thursday made its first arrests in the National Eligibility-cum-Entrance Test (Undergraduate) (NEET-UG) paper leak case, taking two people in custody in Patna while three candidates in Gujarat who had allegedly solicited help to clear the exam recorded their statements with the probe agency, officials said.
Gold is an excellent asset class for diversification and should be included in all long-term portfolios.
Investors should use a mix of active and passive funds.
An individual can avail tax deduction on the amount spent during the year on a deferred annuity for self, spouse, or child.
Occasionally, a whistle-blower releases sensitive financial data.
Try getting to know them better before allowing yourself to develop any feelings, or your judgment will get clouded by emotions running high, suggests Ravi Mittal, CEO, Quack Quack, an online dating app.
'Young investors with limited funds should ensure that investing in NPS does not crowd out their other, more liquid, investments.'
An allocation to ESG theme funds can bring down the overall risk of an equity portfolio. Investors with long-term financial goals, such as retirement, should not ignore sustainable investing.
The challenge isn't in selling -- it's easy to sell when the market peaks. The real challenge is in buying back.
Shreyas Iyer, who led KKR to the IPL 2024 title, could be headed for the players' auction after failing to make a breakthrough in negotiations, while K L Rahul is also unlikely to be retained by LSG.
Taxpayers with old, outstanding taxes will benefit from the CBDT's new scheme.
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